Canada Income Tax Calculator 2025
Federal + Provincial Income Tax, CPP, EI & RRSP/FHSA Refund
Enter Your Income
Income taxed as ordinary income, not capital gains.
Examples: dividends, interest, rental income, pension income, EI benefits, self-employment/freelance income, alimony received
Annual limit is 18% of prior year income or $32,490 (2025), whichever is lower. Unused room carries forward.
FHSA is tax-deductible like RRSP (first-time home buyers only)
Profit from selling capital property, not ongoing income.
Examples: stocks, ETFs, mutual funds, crypto, or property sale profits (e.g., selling a house or land)
Enter the profit (gain), not the total sale price
Gross Income
$80,000
Total Tax + Deductions
$20,543
Net Income (Take-home)
$59,457
$4,955 /mo
Effective Tax Rate
25.68%
Effective tax rate is the percentage of your total income that you actually pay in taxes. For example, if you earn $100,000 and pay $25,000 in taxes, your effective rate is 25%. Unlike the marginal rate, it represents your average tax burden across all income.
Marginal Tax Rate
The rate on your next dollar of income
28.20%
Fed 20.50% + Prov 7.70%
Tax Bracket Visualization
Federal Tax Brackets
British Columbia Tax Brackets
Tax Composition
View Detailed Breakdown
Federal 20.50% + Prov. 7.70%
Disclaimer
This calculator is for reference only and does not guarantee accurate tax calculations. Actual tax situations may vary depending on various deductions and credits. For accurate tax calculations, please consult CRA official tools or a tax professional.