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EI Benefits Calculator

Estimate your Employment Insurance (EI) weekly benefit amount, duration, and total payout based on your earnings, hours worked, and regional unemployment rate.

Eligibility Check

Answer these questions to see if you qualify for EI benefits.

⬆️ Eligibility Check
$

Minimum required: 665 hours

%

Service Canada uses your best 21 weeks; this annual-income estimate assumes earnings were even across 52 weeks.

The waiting-period waiver depends on the claim start date. The separation-earnings rule can also depend on the allocation start date.

Check this box if your claim starts between June 15, 2025 and October 10, 2026, you receive at least 1 week of regular benefits on the claim, you received fewer than 36 weeks of regular or fishing benefits in the 3 years before your claim, and you paid at least 30 percent of the annual maximum EI premiums in 7 of the 10 years before your claim year. Service Canada adds these weeks automatically when you qualify.

Did you receive severance/termination pay?

Minimum statutory notice (weeks): 3

How many weeks of pay did your employer give you as severance/termination pay? Separation pay normally delays your EI start, but it is not deducted if the claim or the allocation starts between March 30, 2025 and October 10, 2026.

Leave blank if the allocation starts with the claim.

Estimated Severance Entitlement

Statutory Minimum (by law)

3 wk = $3,173

Common Law Estimate (typical court awards)

6-19 wk = $6,346 - $20,096

Common law estimates are approximate (0.5-1.5 months per year of service). Actual amounts depend on age, position, and job market. Consult an employment lawyer for your specific situation.

Your EI Benefits Estimate

Weekly Benefit

$582

/week

Duration

38

weeks

Total Benefits

$22,116

Waiting Period

Waived

Weekly Earnings$1,058EI Benefit$582-$47655% of earnings

Benefit Timeline

38 weeks
Start~9 months

Calculation Details

Average Weekly Earnings$1,058
Benefit Rate55%
Best Weeks Used21
Maximum Weekly Benefit$729

Compare Scenarios

This calculator provides estimates only and is not a substitute for official Service Canada determinations. Actual EI benefits depend on your specific circumstances, Record of Employment, and Service Canada's assessment. Data based on 2026 rates. Visit canada.ca/ei for official information.

EI Calculator: how it works

Based on 2026 Employment Insurance (EI) maximum insurable earnings, benefit rates, and standard entitlement rules from Service Canada.

What this calculator does

This tool estimates your Employment Insurance (EI) benefits. Enter your insurable earnings, region, and the type of leave (regular, maternity, parental, sickness, or caregiver) and it calculates your estimated weekly payment, how many weeks you may receive, and the approximate total payout, including the effect of the maximum insurable earnings cap.

Who should use this

It is for workers who have lost a job through no fault of their own, parents planning maternity or parental leave, and anyone taking sickness or caregiver leave who wants to estimate income while off work. It also helps people compare standard parental benefits with the extended option, which pays a lower weekly amount over a longer period.

How to read your results

The weekly amount is roughly 55 percent of your average insurable earnings up to the annual maximum, so higher earners are capped at the same ceiling, while extended parental benefits are paid at 33 percent. Check the estimated number of weeks against your region's unemployment rate and your hours worked. Temporary measures waive the waiting period for claims starting between March 30, 2025 and October 10, 2026, and separation pay such as severance or vacation pay is not deducted when the claim or the allocation starts in that window. Long-tenured workers whose claims start between June 15, 2025 and October 10, 2026 may also receive 20 additional weeks of regular benefits, up to a 65-week maximum, if they receive at least 1 week of regular benefits, had fewer than 36 weeks of regular or fishing benefits in the previous 3 years, and paid at least 30 percent of the annual maximum EI premiums in 7 of the 10 years before the claim year. Compare standard and extended parental options to see the trade-off between a higher weekly payment and a longer benefit period.

Limitations and official sources

This is an estimate only and does not confirm your eligibility or the exact amount Service Canada will pay. Qualifying hours, regional rates, waiting periods, and earnings rules change over time, and your final entitlement is decided by Service Canada when you apply. Confirm the current rules and apply through the official Government of Canada EI pages.